Credit cards are one of the most popular financial tools today due to the range of shopping benefits they offer. With a credit card, you can make purchases without carrying cash or worrying about running out of it. In addition, they offer rewards such as cashback, discounts, air miles, and points that can be redeemed for discounts and vouchers. You can apply for a credit card online or offline at your bank or with a private issuer. A credit card application involves several steps, such as documentation, verification, and approval.
Banks, however, offer their customers the facility to track their credit card application status. The following article discusses different ways to check your credit card application status.
How to Check Your Credit Card Application Status
Since a credit card application requires several steps including application, documentation, and approval, it can take a couple of days from the date of application to actually receive it. In any case, it’s a good practice to stay informed about the status of your application if you’ve applied for a credit card. This way, you can estimate when you’ll receive it.
You can track your credit card application status online using your application number and registered mobile number.
Banks and financial institutions often notify applicants through SMS updates or by providing online tracking services through application numbers. Several banks also offer customer support and status updates via phone.
For example, IDFC FIRST Bank offers convenient credit card applications both online and offline. You can also check your IDFC credit card status through a mobile banking app or internet banking. IDFC FIRST Bank credit cards are among the most affordable cards, offering attractive interest rates and exclusive offers with reward programs.
Steps to Check Your Credit Card Application Status Online
Credit card application status tracking varies between banks, but the process is quite similar. You receive a credit card application reference number, which you’ll need when checking the status of your application.
To check your IDFC credit card application status online, follow the steps below:
- Visit your credit card issuer’s official website or app.
- Under the services section, look for the ‘Track your credit card application’ option.
- Click on the ‘Track your credit card application’ button.
- You will find an online form that requires entries like date of birth (DOB) and registered mobile number.
- Alternatively, you can also enter the application number in the tracking form.
- Enter the required details and proceed as instructed.
- Once your information is submitted successfully, you will get your IDFC credit card application status.
Afterward, the bank will send an SMS and an email with the status of your application to your registered contact details.
Checking Credit Card Application Status via Customer Support
You can also check your credit card application status through customer support. For instance, IDFC FIRST Bank has a dedicated support team available round the clock to assist you with banking inquiries, including tracking your credit card application.
Things You Need to Check Your Credit Card Status
Before tracking your credit card status, ensure you have the following information handy:
- Registered mobile number (the one you used during the credit card application)
- Date of birth
- Application number (which you received after submitting your application)
If you applied for a credit card online, the card is usually delivered within a couple of days. However, due to the multiple steps involved in the process, it’s important to stay aware of your credit card application status to take any necessary actions.
FAQs on Tracking Credit Card Application Status
1. How can I check my IDFC credit card status online?
You can check your IDFC credit card status online by visiting the official website or using the mobile banking app. Navigate to the ‘Track your credit card application’ section, enter your registered mobile number or application number, and proceed to view the status.
2. How long does it take to receive a credit card after applying?
After applying for a credit card, it usually takes a few days for the bank to process your application. Once approved, the card is typically delivered within 7-10 working days. You can stay updated on the status by using the IDFC credit card status check service.
3. What details are required to check the credit card application status?
To check your IDFC credit card application status, you will need your registered mobile number, date of birth, and the application reference number.
4. Can I track my credit card status without the application number?
Yes, you can track your credit card application status even without the application number by using your registered mobile number and date of birth on the issuer’s tracking portal.
5. Does IDFC FIRST Bank provide SMS updates for credit card status?
Yes, IDFC FIRST Bank provides SMS updates regarding your credit card application status. You will receive notifications on your registered mobile number with updates on the progress of your application.